Free worksheet from Millionaires in Medicine ยท No credit card required
$200 a month on a $10,000 credit card balance takes 10 years to pay off.
The 20% Payoff Plan is the 5-step worksheet PAs, NPs and PharmDs use to turn that into a plan measured in months โ and about $13,000 less in interest.
What's inside the worksheet:
The one investing move worth keeping while you pay off a card โ and why everything else waits.
How to find 20% of your take-home pay without giving up your coffee.
When a 0% balance transfer saves you money โ and when it quietly makes things worse.
"Same $10,000 balance. Same 21% rate. One plan takes 10 years and $14,000 in interest. The other takes under 12 months and costs about $1,000. Not a raise. Not a side hustle. A system."
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Kristin Burton, MPAS, PA-C is the founder of Millionaires in Medicine and author of The PA Millionaire Path. She paid off $161,000 in student loans in 16 months, became a multimillionaire at 31, and now teaches non-physician medical professionals how to build wealth without working themselves into the ground.
